Stop leaving rewards
on the table.

CredI connects to your bank, analyzes every transaction, and tells you exactly which credit card to use — so you earn the most from every purchase.

Coming Soon to the App Store

How it works

Connect your bank

Securely link your accounts through Plaid. We never see your login credentials — just your transactions.

We analyze every purchase

Our engine maps each transaction to a merchant category and calculates the optimal card from your wallet.

Earn more, effortlessly

See exactly how much you're missing out on — and which card to pull out next time. Set goals and track your progress.

Your data. Your control.

We built CredI on a simple principle: if you're trusting us with your financial data, we have to earn that trust every single day.

Bank-grade encryption

Access tokens encrypted with AES-256-GCM. All data encrypted in transit and at rest. No secrets ever touch your device.

We never sell your data

No ads. No data brokers. No third-party marketing. Your financial data is used to help you — period.

Disconnect anytime

Revoke bank access with one tap. Delete your account and we wipe everything within 30 days.

Prove us wrong

We welcome scrutiny. Read our Privacy Policy — we wrote it to be understood, not to hide behind.